国际货币基金组织：ECCU面临的财产保险挑战（英文版）

Property insurance affordability presents a growing challenge for the ECCU. With a high reliance on global reinsurance to manage risks in high-exposure products like property, the recent tightening of global reinsurance market conditions has largely passed through to local premiums and constrained capacity to extend coverage. The rising costs exacerbate the already acute non-and under-insurance challenges in the region. These can worsen the economic and fiscal impacts of natural disasters