世界银行：2025年前瞻性家庭气候脆弱性曲线为减贫政策提供信息报告（英文版）

Access to financial services increaseshouseholds'welfare by strengthening financialresilience -and this increase is even larger whenhouseholds face catastrophic losses (Mahul2024),Financial resilience is the ability to copewith and recover from losses through incomeor transfers, In developing economies, only 55percent of adults are resilient to financial shocksand women and the poor are especially likely tolack financial resilience (Klapper and Tayag 2022).Households with fnancial accounts o