世界银行：发展光谱下人力资本的积累与利用（英文版）

This paper reviews how human capital is accumulated and used over the process of development. It highlights that differences in worker productivity are the byproducts of a wide variety of investments happening at different stages of the life cycle, all subject to barriers in developing countries. Moreover, the effective use of human talent in the production process is a key mediator of the effect of human capital on development. It is also a driver of human capital accumulation itself. In lig