阿斯彭研究所：2025年设计有效的早期财富积累政策的专家圆桌会议经验-避免昂贵的陷阱报告（英文版）

Enthusiasm for national early wealth building policy is matched by concerns around design–if the policy fails, as we learned from the U.K., it can poison the well for decades. ○ Many participants noted that automatic enrollment is necessary but not sufficient for success. ○ One participant shared their view that the financial services sector’s experience providing Child Trust Fund accounts in the U.K., which had automatic enrollment, was so challenging (20% of accounts remain unclaimed) that