Rand兰德：2025年人工智能与加密技术在金融服务领域中的应用报告：政策概览（英文版）

This primer examines the intersection of artificial intelligence and cryptocurrencies in financial services. The author explores how combining digital assets — such as stablecoins and tokenized assets — and artificial intelligence could disrupt payments, trading, lending, insurance, and compliance, while introducing new opportunities, risks, and policy implications for consumers, policymakers, and industry stakeholders.