非洲私募股权和风险投资协会（AVCA）：2023年解锁非洲数字支付的潜力：监管沙盒和支付服务提供商的比较分析报告（英文版）

The environment within which African financial systems operate has undergone radical changes since the turn of the century. Once chronically on the fringes of the global arena for traditional finance, a deepening of financial systems can be observed in almost every country across the continent - bringing banking, insurance and credit services to more households and enterprises than ever before. The African Union’s Digital Transformation Strategy For Africa recognises digital trade and financi