CLOBAL FINTECH FEST：2025年金融科技脉搏：印度小额信贷趋势图谱报告（英文版）

The digital lending ecosystem in India continues to evolve rapidly, driven by innovation, data intelligence, and a growing demand for accessible credit. Fintech NBFC have emerged as key enablers of financial inclusion, particularly in the Rs.1 lakh personal loan segment, where they have demonstrated agility in sourcing, underwriting, and servicing high-volume, low-ticket loans. While traditional banks and large NBFCs maintain a strong presence in higher ticket segments, their participation in