韩国央行：2025年住房养老金需求与反向抵押贷款信息提供调查实验报告（英文版）

Elderly poverty is a distinctive issue associated with the population structure changes in South Korea, one of the fastest aging countries. Recent studies estimate that the elderly poverty rate would substantially decrease if they collateralize illiquid assets by adopting the existing schemes such as home pension. Somewhat strikingly, the enrollment rate of the home pension among the eligible elderly is less than 2%. We conduct an information provision survey experiment to examine how additio