美国银行：2025年经济洞察报告：消费者支出趋于谨慎收缩但财务稳健（英文版）

April card spending per household was up 1% year-over-year, following the 1.1% rise in March, according to Bank of America aggregated credit and debit card data. Seasonally-adjusted spending per household was flat month-over-month. • The gradual easing in consumer spending momentum is not just due to lower inflation - the growth in the number of transactions has also cooled. Consumers appear to be pulling back particularly on bigger ticket discretionary services like airline tickets and lodgi