Future Matters：2024年重新构建金融系统：数字支付报告（英文版）

The infrastructure supporting global trade payments, though increasingly digital overall, still relies on established systems. This can lead to higher costs and inefficiencies. In the fourth quarter of 2022, the global average cost of sending USD 200 was 6.2% - more than twice the Sustainable Development Goal target of 3%, as per the World Bank's Remittances Prices Worldwide Database.One contributor to these inefficiencies is the processes used in cross-border payments.Traditionally, thes