Rand兰德：2025年灾难性网络风险保险研究报告：市场趋势与政策选择（英文版）

The growing information technology and computing infrastructure along with an evolving threat landscape is making it more difficult than ever for individual firms to protect their IT systems. At the same time, the interconnectedness of business services and the widespread use of vulnerable software and hardware have heightened the risk of cyber incidents affecting many companies simultaneously, causing large aggregated losses. Together these factors pose the threat of a cyber catastrophe. In