牛津经济研究院&Wealthfront ：2025年美国千禧一代财富增长预测报告（英文版）

The data are underpinned by the Survey of Consumer Finances (SCF), the latest SCF is for 2022. • In the DFA, the Federal Reserve estimates US household wealth using macroeconomics trends to create quarterly data for 2023 and 2024. • However, this approach does not account for the expected increase in savings rates for millennials as they age.* • Compared to our approach, this leads to an underreporting of net wealth by $1.3 trillion in 2024. • This will lead to a larger underreporting by the