日内瓦协会：2025年保障家庭保险：减少对极端天气的暴露和脆弱性报告（英文版）

Globally, insured losses from extreme weather events have been rising over the last three decades. While they vary significantly from year to year, hurricanes, floods, wildfires, and severe convective storms have driven insured losses to over USD 100 billion every year since 2020, with expectations that they will surpass USD 200 billion in 2025. This has largely been driven by socioeconomic factors that increase the exposure and vulnerability of assets to extreme weather. These include land z