Alight：2025年美国退休与财务健康热门话题研究报告（英文版）

Employer-provided retirement plans are at a critical juncture. With only about 25% of employers offering ongoing DB pension plans, most workers depend on defined contribution plans like 401(k)s for retirement savings. However, SECURE 2.0 has made pre-retirement withdrawals more accessible, delaying retirement for some. Others are grappling with how to convert their balances into retirement income. Considering this, Alight surveyed over 120 employers to understand current trends in retirement