世界银行：2024年揭开非正式性报告：扩大印尼非正式工人的退休储蓄覆盖范围（英文版）

In 2004, Indonesia launched the National Social Security System (Sistem Jaminan Sosial Nasional, SJSN) which, de jure, have made protection against health and employment-related risks available to all workers regardless of their employment status. The schemes include Health Insurance (JKN), Work Injury and Death Benefit scheme (JKK and JKM), a life insurance and protection against work-related injuries, and a definedcontribution old-age savings program (JHT). The salaried workers are also eli