毕马威：2025年智慧银行：基于AI驱动转型的价值创造蓝图（英文版）

This report is the result of extensive research into the value being created by artificial intelligence (AI) within the banking sector. It is designed to provide actionable insights for leaders at every stage of their AI journey, from those deploying their first pilots to banks seeking to scale enterprise-wide AI initiatives. While some banks are highly advanced in their use of AI, many others face significant barriers that impede progress. Moving beyond tests and pilots is no longer an optio