National MI：2025年NextGen家庭买家报告：金融素养特刊（英文版）

Minimum Down Payment Knowledge: (7.8% correct) "What is the minimum down payment typically required for a conventional loan?" The 20% Down Payment Myth: (51.4% correct) "True or False: You need 20% down to buy a home." Mortgage Insurance Understanding: (35% correct) "Which of the following is a benefit of mortgage insurance for homebuyers?"