Marsh达信：：2025年高等教育：驾驭新常态研究报告（英文版）

Rising premiums, reduced coverage options, higher deductibles, and more exclusions can create major insurability challenges for higher education institutions, many of which are struggling to secure adequate coverage at rates that allow them to retain financial stability, fulfill their mission, and be resilient. The education sector is currently at a pivotal crossroads. Following challenges in the 1970s and 1980s, the insurance market remained relatively stable for several years, provi