韦莱韬悦（WTW）：医疗保健福利的未来：2025年最佳实践调查的见解报告（英文版）

Escalating healthcare costs and budget overruns: Employers are facing the steepest healthcare cost increases in more than a decade, with over half exceeding their budgets — driven by pharmacy costs, high-cost claimants, and chronic conditions such as cancer and musculoskeletal issues. As a result, three-quarters feel more financial pressure today than they have in the past 10 years. 2. Strategic shifts ahead: One in three employers anticipates a need for disruptive changes to their