奥纬咨询：2025年夏季健康保险公司财务脉搏报告（英文版）

We summarize the profitability trends of carriers with 2019-2024 annual reported statutory financial information. We also summarize enrollment and loss ratio trends in the Individual, Group, Medicare, and Medicaid markets. Overall, pre-tax margins decreased in 2024 to 1 -0.3%, with increased loss ratios in Group, Medicare, and Medicaid compared to 2023.