Mandala Partners：2023年违约回报：如何通过违约退休产品让澳大利亚人自信地退休报告（英文版）

Australia’s maturing superannuation system warrants a retirement phase solution that benefits its members Over the last three decades, Australia has developed a world class retirement income system. This includes a superannuation system that has accumulated more than $3.5 trillion in savings since the early 1990s. This has been underpinned by the Superannuation Guarantee (SG), preservation of these savings until 55 to 60 years of age, and strong fund performance that has delivered 8 per cent