The Paypers：2024年跨境支付的前进之路研究报告：迈向无缝互操作性（英文版）

Our journey begins by exploring the definition of payment interoperability. We dissect the technical standards, laws, and regulations that have shaped the global payments ecosystem and explain why the lack of interoperability can stifle growth. We also unearth the frictions that can arise across transaction workflows, from consumer-to-consumer (C2C) to business to-business (B2B) and everything in between. We delve into the ‘how’ of achieving payment interoperability, shedding light