世界经济论坛：2025年全球金融科技的未来洞察报告：从快速扩张到可持续增长（第二版）（英文版）

This second edition of the Future of Global Fintech report aims to provide a clear view of the current fintech landscape. It builds on the first edition1 as well as earlier studies on the impact of COVID-19 on the fintech industry.2 Its insights are designed to support evidence-based decision-making by public- and private-sector leaders across the fintech ecosystem. This empirical study surveyed a total of 240 carefully selected fintech companies across six key retailfacing fintech business v