PYMNTS Intelligence：2025年口袋革命：移动钱包对全球支付方式的变革性影响研究报告（英文版）

The real shift is in the consumer experience. Mobile wallets offer faster checkout, biometric security and embedded rewards, in keeping with consumers’ rising expectations for convenience and control. Certain markets like Japan, Singapore and the Netherlands are leading this trend, but wallet adoption is accelerating across all 11 countries studied. Mobile wallets are not yet the dominant method of payment at the physical or digital point of sale, but their momentum signals that adapting to m