泰雷兹（Thales）：2025年通过加速数字化转型，同时降低费用和风险，赢得数字银行竞赛报告（英文版）

Hyper personalized digital experience Omni-channel digital payments Open banking, transparency Consumers have come to expect a hyper-personalized experience that is fast, convenient, and secure. The exponential global growth of remote, mobile, contactless and peer-to-peer digital payments is changing the face of consumer transactions. Open banking ecosystems based on APIs promise to dramatically increase competition and transparency.