国际清算银行：2025年里亚托项目：利用央行货币结算改善即时跨境支付报告（英文版）

The retail cross-border payments market is valued at more than $800 billion of transactions per year, and is growing. Despite this, retail cross-border transactions lag domestic ones in terms of cost, speed, access and transparency because of the complex processes they involve. This complexity comes from a number of factors, including compliance, market infrastructure, foreign exchange (FX) services and settlement assets and procedures. Project Rialto targets FX- and settlement-related fricti