Mobiquity：2024年中小企业数宁银行服务白皮书（英文版）

Small and Medium sized Enterprises (SMEs) have an extremely important role in the global economy: they foster innovation, create jobs, and enhance overall economic growth more than corporates do. SMEs account for about 90% of businesses and more than 50% of employment worldwide, according to the World Bank. In emerging economies, SMEs contribute up to 40% of national income (GDP). However, these vital contributors to the global economy often face significant challenges in accessing fina