易车研究院：中国汽车买家家庭储蓄洞察报告（2025）（英文版）

In 2024, most household savings were held in current deposits – clearly not indicative of genuine “savings” behavior. With a savings rate approaching nearly 30%, this appears to be a double-edged sword. Behind this current deposit dominance and high savings rate, most Chinese households are burdened with the “three mountains” of raising children, fearing unemployment and preparing for retirement. These challenges are, in turn, pushing the development of energy-efficient vehicles, vehicles for