欧洲央行：2024年数字欧元货币的未来-会见意大利银行协会报告（英文版）

13 out of 20 euro area countries rely on international card schemes for card payments; these schemes are used to settle 69% of all digital transactions in the EU A digital euro would fill a large gap in Europe’s payments ecosystem A digital euro would provide a European digital means of payment accessible and accepted in all euro area countries True pan-European reach A digital euro would provide a pan-European platform that would standardise digital payments across the entire euro area