国际清算银行:2024年从金融普惠到金融健康报告(英文版).pdf |
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“Financial health” can be defined as the extent to which a person or family can successfully manage their financial obligations and have confidence in their financial future. Financial health has at least four elements, namely that individuals can: (i) manage day-to-day expenses; (ii) absorb and recover from financial shocks; (iii) progress towards their financial goals; and (iv) control and feel secure about their finances. This concept has been developed by a group of experts from the publi
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