安永&圣加仑大学：2035年瑞士零售银行展望报告：十大核心命题（英文版）

The team of experts from the Swiss Institute of Banking and Finance at the University of St. Gallen and banking consultants and auditors from EY began by analyzing the current situation and went on to derive ten propositions for the study based on this analysis. These propositions are intended to draw out issues that will be of particular importance for the development of the retail banking business in Switzerland up to 2035. Many banks have a shorter strategic planning horizon of three to fi