CMHC：2025年加拿大购房状况报告：抵押贷款消费者调查（第25版）（英文版）

This year, respondents appeared to be moreoptimistic than last year about their purchase beinga good investment. VVhile renewals were still the leading mortgagetransactions,there was an increase in first-timehomebuyer transactions.Gifts or inheritance remained a big componentof the down payment for homebuyers. It's notthe sole reason that they were able to buy a home There was an increase in the proportion of consumerswho stated that they had difficulties maintainingdebt payments. More th