澳大利亚金融科技协会：2025年解锁增长：金融科技支付解决方案赋能小企业报告（英文版）

Australia’s payment system has undergone a significant transformation over the past decade, driven by five key trends: • the rapid adoption of mobile wallets • the entry of Fintech Payment Service Providers (PSPs) • the introduction of real-time payments through the New Payments Platform (NPP) • the exponential growth of Buy-Now-Pay-Later (BNPL) platforms • the entry of Fintechs for cross-border payments. The rapid adoption of mobile wallets Consumers’ preferences for seamless, contactless pa