SVB硅谷银行：2024年金融科技的未来-SVB对金融科技领域的展望报告（英文版）

GenAI is opening possibilities for value creation in fintech. Legacy companies are improving efficiencies by reducing labor costs, while AInative companies are building novel solutions. The long-term vision is compelling. Hyper-personalization of financial services and advice will accelerate the expansion of open banking though secure data sharing between financial institutions and third-party providers. This new generation of fintech companies is creating more value per dollar invested than