The Paypers：2025年Web3支付受理报告：面向银行、商户与支付服务提供商的关键洞察（英文版）

Much like the telecom industry’s transition from analog to digital (remember VoIP in the early 2000s?), payments are undergoing a transformation that may not be immediately visible to end users but will significantly impact costs, efficiency, and accessibility. Over time, regulated stablecoins and digital assets will likely integrate into mainstream financial services, bringing greater transparency and reducing risks associated with human error and inefficiencies. Challenges remain. Many trad