世界经济论坛：2024年全球金融包容性实践：中国、印度和美国案例研究白皮书（英文版）

This section investigates the important role governments play in advancing financial inclusion, particularly through strategic initiatives and digital innovations. It highlights two significant cases: India’s use of the PMJDY to deliver COVID-19 relief payments, which effectively empowered women and expanded financial inclusion; and China’s implementation of the digital yuan, which has integrated underserved populations into the financial system and set a model for CBDCs. The two cases demons