凯捷Capgemini：2025年世界支付报告：速度与价值融合引领开放式即时支付的未来（英文版）

Gear up for the payments transition The global payments industry is undergoing a seismic shift as consumers increasingly adopt digital transactions over cash. As trust in digital payments continues to grow, non-cash transactions are surging, with the Asia-Pacific region setting the pace. What’s fueling this rapid transformation? Supportive regulations and innovative industry initiatives have both played key roles, especially open finance and instant payments. Open finance is evolving from open b