Future Matters：2024年竞争还是融合？描绘全球支付新时代报告（英文版）

At the 2024 Point Zero Forum in Zurich, Switzerland, leading figures from banking, fintech, payments, and ecommerce gathered to unpack the evolution of cross-border payments. Though formally divided into “Veteran” and “Challenger” teams, the debate quickly confirmed significant agreement on issues ranging from access to financial services to KYC/AML enforcement. Both teams see a pressing need to complete unfinished work in the global financial system to make it faster, cheaper, and more inclu