花旗银行：2024金融领域的人工智能研究报告（英文版）

Artificial Intelligence (AI) could be the General-Purpose Technology (GPT) of the 2020s-2030s. And it will profoundly change finance and money. GPTs have the potential to transform entire economies, changing the way we live and work. They create new opportunities for growth and innovation, often improving our overall quality of life. They also destroy existing ways of doing things. And as such they also create losers. Especially in the short term. The steam engine commoditized production