BCG波士顿咨询&米兰理工大学：2025年基于金融科技合作的风险管理重构研究报告（英文版）

There’s a revolution happening at the intersection of finance, technology, and risk. The future of financial services is no longer just about size, capital, or legacy. It’s also about data, agility, and collaboration. But where opportunity grows, so does complexity. And where innovation accelerates, new, often-invisible risks emerge. Risk management can no longer afford to play a supporting role. What was once seen as a back-office function—and often considered cautious and resistant to chang