Finance Watch：2025年金融领域AI应用研究报告：算法黑箱的信任危机（英文版）

The adoption of AI in the financial services sector is on the rise. While AI itself is merely an umbrella for a variety of algorithm-based technologies that solve complex tasks by carrying out functions that previously required human thinking, its adoption in the financial sector promises enormous efficiency gains to financial service providers (and hence, more profits). The public interest dimension of AI is hardly evident. This report examines the challenges and vulnerabilities that arise w