国际保险监督官协会（IAIS）：2025年G20可持续金融工作组输入文件：识别和解决保险保障缺口报告（英文版）

In the face of growing challenges caused by natural catastrophes, insurance should be a key element of comprehensive disaster risk financing strategies. Increasing damage and economic losses from natural catastrophes (NatCat)1 are widening protection gaps and causing strain on economies and government budgets, with potential systemic ramifications. By promoting risk-based approaches, insurance solutions can contribute to risk reduction2 and strengthen societal resilience. NatCat protection ga