毕马威&NPCI：2025年统一支付接口（UPI）信息安全合规框架报告（英文版）

Unified Payments Interface (UPI), introduced by the National Payments Corporation of India (NPCI), allows users to link several bank accounts to a single mobile application offered by any member bank. It simplifies digital banking by combining multiple services, including money transfers, merchant transactions, and account features into one secure and easy-to-use platform. Recognizing the importance of UPI security standardization across participants, NPCI has issued UPI Information Security