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欧洲央行:2024年ERPB对数字欧元的参与符合支付生态系统报告(英文版)

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2025-09-01
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金融科技
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欧洲央行:2024年ERPB对数字欧元的参与符合支付生态系统报告(英文版).pdf
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Scheme fees bps paid by issuing PSPs to ICS have remained broadly stable over time • While core fees haven't changed much, ICS have been granting high rebates/incentives (in some extreme cases up to 100% discount for very big issuers) • The increase in scheme fees and the introduction of new fees have been mainly passed on to merchant service charges: MSCs for debit card payments were 0.44% in 2022, compared to 0.27% in 2018 (17 bps higher)1) • Rebates/Incentives mainly unchanged overall


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