ESRB欧洲系统风险委员会：2015年银行业不当行为风险报告（英文版）

This report analyses misconduct risk in the banking sector from a macroprudential perspective. Misconduct risk refers to risks attached to the way in which a firm and its staff conduct themselves. As such, it includes how customers and investors are treated, mis-selling of financial products, violation of rules and manipulation of markets. Although misconduct risk is typically firm-specific, two dimensions of the potential systemic impact of misconduct by EU banks are identified in this repor