PitchBook：2024年三季度零售金融科技报告（英文版）

Deal value and count: In Q3, retail fintech VC deal value and deal count both retreated from Q2 levels. We recorded $2.4 billion across 103 deals this quarter, which is down 43.9% and 39.4% QoQ, respectively. On a YoY basis, deal value was up 14.0%, though deal count declined by 39.8%. Still, this is higher than 2023’s average quarterly deal value of $1.9 billion. Retail fintech companies continue to struggle in a capital-constrained environment where investors value profitability equally or