国际保险监督官协会（IAIS）：2025年注意气候相关的保护差距-再保险定价和承保考虑因素报告（英文版）

Climate change is increasingly breaking records. From record breaking temperature highs to record breaking economic and insured losses from climate-related events in certain regions, climate change is contributing to adverse impacts in various sectors and amongst the general population. Since 2020, annual insured losses from natural catastrophes (NatCats) have exceeded the USD 100 billion mark globally. The impact of climate-related events on economic and societal resilience has increased att