国际保险监督官协会（IAIS）：2025年关于宏观审慎和集团监管问题以及气候风险的支持材料咨询意见摘要及其解决方案报告（英文版）

While climate change undoubtedly presents significant macroeconomic and societal challenges, this does not automatically translate into macroprudential risks that could destabilise the insurance sector. The insurance industry does not create or worsen climate-related risks but helps to mitigate them. Any argument to the contrary must be thoroughly substantiated, and macroprudential concerns or financial stability implications related to the insurance sector must be clearly identified to justi