国际保险监督官协会（IAIS）：2025年保险业气候风险市场行为问题应用文草稿咨询意见汇总及其解决方案报告（英文版）

Several responses mention that the paper’s requirements to be overly prescriptive, implying that failure to implement these may lead to supervisors assessing industry actors unfavourably. For this reason, it is considered that the paper should favour language like “may” or “could” instead of “should”. Being more principle-based would grant supervisors and industry more flexibility in making jurisdictions interoperable, alleviate some reputational and legal risks presented by regulatory incohe