凯捷Capgemini：2025年世界财产和意外保险报告（英文版）

By 2050, demographic shifts will fundamentally transform P&C insurance. For the first time in human history, seniors will outnumber youth – with the global population aged 60+ growing by 72% while the under-20 population declines by 16%, outside of Africa. This historic transition will create unprecedented risk landscapes and demand new insurance business models. Capgemini’s 2025 World Property and Casualty Insurance Report explores how insurers can turn demographic change into a competitive adv